Are your housing plans for the 2007-2008 academic year different
than what you originally indicated on the FAFSA?

You may have received a letter from the Office of Financial Aid indicating your outstanding requirements (not all students receive this letter) or your awards for the 2007-2008 academic year. The housing status would be listed on these letters. If your housing status is different than what is indicated, you can complete the 2007-2008 Housing Status Change Form.

New Federal Financial Aid Programs

If you receive an email about a change in your financial aid, or receive a refund check and have questions about it, feel free to contact our office 717-872-3026.

Academic Competitiveness Grant (ACG)
Available to first and second year students who are awarded a Federal Pell Grant and who have successfully completed "a rigorous secondary school program of study."

National Science and Mathematics Access to Retain Talent (SMART) Grant
Available to third and fourth year students who are awarded a Federal Pell Grant and are majoring in fields of study relating to the sciences and mathematics.

Graduate PLUS Loan
Allows graduate students to borrow under the Federal PLUS Loan Program in addition to the Federal Stafford Loan Program.

If you have not received your PA State Grant from PHEAA, there may be more information or other forms we need you to complete. See our Frequently Asked Questions for more information.

If you were selected for PHEAA Validation, you must comply with PHEAA's requests before you PA State Grant will be credited or paid to your account. If you have sent the required information but have not received a notice that it was completed, you need to wait 3-4 weeks for processing time. If it has been at least 4 weeks since you mailed your forms, you can call PHEAA directly at 1-800-692-7392 to check the status.

Will you be enrolled Part-time during the Fall or Spring semesters?

If so, help prevent the delay of your financial aid disbursements by filling out our
Part-Time Enrollment Form Online

Attention Graduating Seniors

If you have student loans, you may want to consider loan consolidation if you have multiple lenders, significant student loan debt and/or different types of student loans. Through the consolidation program, a lender buys the eligible loans that you are consolidating and combines them into one new loan. Consolidation offers both benefits and drawbacks to you.

The benefits of a loan consolidation include up to a 30-year repayment schedule, combined payments, and lower monthly payments. Drawbacks may include a higher interest rate on the loans that are consolidated and/or a longer repayment period. This means that you will pay more interest over the life of the loan. Certain deferment options are not available with consolidation.

You have probably been receiving several letters in the mail regarding loan consolidation. Our recommendation is that you contact your lender to see if they participate in the consolidation program or call AES Network Consolidation at 1-800-338-5000. If you need to apply to the lender for a deferment, forbearance, or loan discharge, forms are available from the lender or servicer, or at www.aesSuccess.org.

AES does offer benefits if you consolidate through them, such as a 0.25% rate reduction if you do direct debit another rate reduction after a specified number of on-time payments.

Loan consolidation applications are NOT in the Office of Financial Aid. You must apply directly through your lender or with American Education Services. You can apply online at www.aesSuccess.org or call to have a paper application mailed to you.

If you have questions about the amount of your loan debt or who your lenders/servicers are, you can make an appointment with your Financial Aid Counselor by calling
717-872-3026.

What do I do if my financial aid is not listed on my semester bill?

The first thing you need to do is check that you have done all appropriate paperwork required for the type of financial aid:

1. You must have a completed Free Application for Federal Student Aid (FAFSA) on file if you want any type of federal or state aid.

2. You must have completed the Verification Process by submitting the appropriate documents, if you were selected for verification.

3. You must have a completed Master Promissory Note (MPN) on file and have completed the Entrance Counseling requirement in order to have your Federal Stafford Loan credited to your semester bill. (Please note that the MPN will not be listed as a requirement on the "Outstanding Requirements" page, but it must be completed).

4. If you plan to be a part-time student, you must notify us about this each year. We automatically assume students will be full-time, unless we are notified otherwise. Please contact our office to about the number of credits you plan to take each semester. We will have the online form available shortly. This is only necessary if you will be enrolled for less than 12 credits (undergraduate students) or less than 9 credits (graduate students)

You can log on to your MAX account and review Outstanding Requirements by following these steps:

Once logged into MAX, select:
Student Services and Financial Aid
Financial Aid
My Eligibility
Document Requirements/Holds
Select the 2007-2008 academic year

If it appears all required documents have been submitted and are "Satisfied," you can contact the Office of Financial Aid for further information: 717-872-3026.

Please note for federal and state aid, you must be making Satisfactory Academic Progress to receive these types of aid. If you are not making Satisfactory Academic Progress and are enrolled for the Fall Semester, your financial aid will not be reinstated until after grades from the Fall are posted - because of the closing of the university for the holidays, the review of your eligibility will happen the week of January 2, 2008. Therefore, your financial aid will not be credited toward your fall semseter bill in time for the billing due date - however, your aid should be reinstated before your schedule would be dropped. We recommend that you contact us on or around January 4. At that time, we will be able to see if your financial aid will cover your balance for the Spring semester and let the Bursar's Office know about your financial aid. (Please note, you will be assessed a $25 late fee for not paying the bill on time. Spring semester bills are due December 12, 2007.)

Please note that you will only receive one Spring semester bill - the Bursar's Office will not send out new bills if you have additional financial aid awarded to you.

If you have applied for an Alternative Loan or your parents have applied for a PLUS loan, please realize these loans take about 2-3 weeks for us to process from the time you have applied for the loan. If the loan is certified by our office prior to the billing due date, then the loans may be credited to the bill. Students can view their MAX accounts to see if the loan has been processed by our office - this is the only way that it can be credited toward the bill - we MUST have posted the award on the student's account.

You can log on to your MAX account and review Award Information by following these steps:

Once logged into MAX, select:
Student Services and Financial Aid
Financial Aid
My Award Information
Award by Aid Year - The 2007-2008 award statement should automatically appear - if it does not, scroll down the page and click on "Select Another Aid Year."

If you have further questions about financial aid awards or covering your semester bill, please contact our office at 717-872-3026. Please realize that our office is very busy this time of year. If our phone lines are busy, please keep trying to get through. Our office is open Monday through Friday 8am - 5pm.

If you are looking for additional funds to cover your semester bill, please see the information below under "Spring Bills."

SPRING BILLS

The bills for the Spring semester will be mailed to students the week of November 12, 2007. Please note that you can view your fall bill online earlier than receiving your bill in the mail - log in to MAX to view your fall bill (during the week of November 12, 2007).

If your financial aid covers your bill entirely (you have a zero balance) or you have a negative balance (expect a refund check), you can easily Clear your bill online.
You must clear your bill to confirm your enrollment for the Spring semester!

If you are receiving a Federal Stafford Loan and have not yet completed the Master Promissory Note (MPN), you can download instructions on how to complete it online or you can complete the paper copy that should have been mailed to you from American Education Services (AES).
(Please note: depending on the speed of your internet connection, this download may be slow).

If your financial aid does not cover your bill entirely and you need additional funds
to help pay the balance, parents or students can borrow additional loan money.
Credit-worthy parents can borrow under the Federal PLUS Loan program or students
(at least 18 years old) can borrow an Alternative Loan (most students will need a credible
co-signer). For more information on these programs, choose the desired link(s).

PLEASE BE AWARE THAT THE PROCESSING TIME FOR PLUS OR ALTERNATIVE LOANS IS APPROXIMATELY 2 - 3 WEEKS FROM THE TIME THE LENDER RECEIVES YOUR APPLICATION. THEREFORE, IT MAY NOT BE PROCESSED BEFORE YOUR BILL IS DUE.

Why have I not received all of my financial aid?

If you are looking for your Federal Stafford Loan, you need to make sure you have completed a Master Promissory Note (MPN) and an entrance counseling interview (either online of the paper form). For more information, see our Frequently Asked Questions.

If you have not received your PHEAA State Grant, there may be more information or other forms we need you to complete. See our Frequently Asked Questions for more information.

Why did I lose my financial aid?

If you checked MAX or you received a letter from the Office of Financial Aid that indicated your financial aid has been removed, check the Satisfactory Academic Progress (SAP) Policy.

Due to federal regulations, all students are required to pass a certain number of NEW credits each academic year to be eligible for federal aid.

If you do not receive financial aid, please realize that the federal regulations requires us to review all students, whether they have financial aid or not.

If you wish to know how many credits you need to earn to regain your financial aid eligibility, the STUDENT must call and speak to his/her financial aid counselor - do NOT contact your academic advisor regarding this issue - only someone from financial aid can give you the correct information.

Please also note that parents are NOT permitted to receive the information regarding the number of credits a student has earned or still needs to regain financial aid eligibility - even if there is the Authorization to Release Information Form on file - that form only permits us to discuss financial aid awards and requirements. Because the credit information is too closely related to a student's grades, federal law (FERPA) prohibits us from speaking to anyone but the student on this issue.

The Federal Appeal deadline is June 15, 2007. If you submit your appeal by the June 15 deadline, then you will hear from the Office of Financial Aid regarding the decision by July 20, 2007. If you submit your appeal after that deadline, appeals will not be reviewed until after September 14, 2007.
There are NO EXCEPTIONS to the deadline.

You can download the Appeal Form to appeal for FEDERAL aid
(this appeal form is not for the PA State Grant).

If you lost your PA State Grant, then you can appeal with PHEAA by downloading
and completing their Appeal form. You must send this form to Millersville University Office
of Financial Aid and we will send it directly to PHEAA for you. Our mailing address is:
Millersville University
Office of Financial Aid
PO Box 1002
Millersville PA 17551

Are you transferring TO Millersville University?

If you are transferring TO Millersville University from another school for the Spring semester (starting in January) and are looking for financial aid, you must do several things for your aid to be processed here. Please see our website for Transfer Students.

Millersville University Office of Financial Aid Scholarship Applications NOW AVAILABLE

Please see our website for more information and downloadable applications.

Are you expecting financial aid for the Summer, but have not heard from our office?

In order to received federal or state aid for Summer, you must:

1. Be making Satisfactory Academic Progress (SAP)
2. Have completed a Summer Aid Application - on our website about Summer Aid

If you are looking for an Alternative Loan, you must:

1. Apply for the Alternative Loan on their website - information on Alternative Lenders is available on our website.
2. Have completed a Summer Aid Application - on our website about Summer Aid

Why have I not received all of my financial aid?

If you are looking for your Federal Stafford Loan, you need to make sure you have completed a Master Promissory Note (MPN) and an entrance counseling interview (either online of the paper form). For more information, see our Frequently Asked Questions.

If you have not received your PHEAA State Grant, there may be more information or other forms we need you to complete. See our Frequently Asked Questions for more information.

Scams

Please be aware there are currently people soliciting information from students. They may indicate they are from the "Department of Financial Aid" and ask for checking account information or credit card numbers.

Do NOT give this information to anyone!

Always call the Office of Financial Aid if you have questions about your financial aid or someone tells you it has been changed. Current students will always be notified via email or through the U.S. Postal Service about any changes to their financial aid award. You can always check your account on MAX as well.

Please see our information on Scholarship Scams for more information. If you do receive information in the mail, bring it to the Office of Financial Aid immediately. If you receive a phone call, be sure to ask for the name of the person calling you and their phone number, address, and any other information you can get. Call the Office of Financial Aid immediately to report this.

Reminder:
Have you activated your Marauder email account? If not, you may not be receiving notices about your financial aid. All current students (NOT incoming freshman) will receive one paper financial aid award notice. Students will be notified of any changes to his/her financial aid award after that via email. Activate your Marauder email account so you can be sure to be aware of any updates. Once established, you may choose to have messages forwarded from your Marauder email account to another email address. Contact the Help Desk for assistance.