Insurance Clarification

Insurance Clarification

Millersville University has no insurance covering the activities of student clubs and organizations. Completing the recognition process with Student Senate and the registration process with the Center for Student Involvement & Leadership as a student club or organization does not establish the State of Pennsylvania, Pennsylvania State System of Higher Education, Millersville University, or the Millersville University Council of Trustees liability coverage for any student club/organization or activity. (Please see *note to student organization advisors) Your organization should consider purchasing general liability or accident medical coverage to cover your members and/or high-risk events. In contemplating insurance for your organization, you should consider what events your organization sponsors, the composition of your members, and any past incidents. You may also be able to purchase insurance for specific events, such as camps or enrichment programs. If your organization is affiliated with a local, national, or international organization, your chapter may have coverage under the overarching insurance policy. Consult with your representative to find more information about your options. When planning an event that involves a third-party service, you should find out details about the insurance covering that event. Some companies should provide insurance coverage for events hosted by the student organization on campus property (such as inflatables or moonwalk companies), while others should provide insurance for events at facilities owned by the third party (such as hotels renting ballrooms for big events).

*Note to Student Organization Advisors

Generally speaking, if you are a State System employee who is acting within the scope of your employment (which includes being a student organization advisor) and in good faith, or if you are a duly registered and authorized volunteer in compliance with Board of Governors Policy No. 1991-04, and are named as a defendant in a civil claim or lawsuit arising out of your acts or omissions, you will be legally defended by the Commonwealth and indemnified from any resulting monetary judgment against you.