Federal Direct Loan Counseling

Federal Direct Loan Entrance Counseling

The Federal Government requires that all first time Federal Stafford Loan borrowers complete an entrance counseling session before they receive any loan proceeds. This session is designed to provide the borrower with important information about the Federal Stafford Loan program, including your rights and responsibilities as a borrower.

It is important that you complete this session as soon as possible. You may not use your loan as credit against your bill until this requirement is satisfied. Disbursement of your loan funds will not occur before you complete this session.

You can complete Entrance Counseling through www.studentloans.gov - make sure to complete it for the Subsidized/Unsubsidized loans.

To log into your account, you will need your:

  • FSA User ID and Password - NEW!!!
    • NOTE: This has replaced the 4-digit pin number
    • To create an FSA User ID click here.
      • If you have forgotten your user name or password, click here.

Federal Direct Loan Exit Counseling

The Federal Government requires that all Federal Stafford Loan borrowers who graduate or drop below half-time enrollment (6 credits per semester) complete an exit counseling session. This session is designed to provide borrowers with important information regarding rights and responsibilities as well as repayment information.

BEFORE CONTINUING, gather the following information. You will need to enter it on the Student Information Form.

  • Your permanent address and phone number (If this is new information, you must also contact your lender/servicer to update your record. The information entered on this form will be used for tracking purposes only.
  • Your driver's license number
  • The complete name, address, and phone number of your closest relative
  • The complete name, addresses, and phone numbers of 2 other references

NOTE: If you had Federal Stafford Loan at Millersville at Millersville University you are required to complete the Federal Direct Stafford Loan Exit Counseling.

You can complete Exit Counseling through www.studentloans.gov.

To log into your account, you will need your:

  • FSA User ID and Password - NEW!!!
    • NOTE: This has replaced the 4-digit pin number
    • To create an FSA User ID click here.
      • If you have forgotten your user name or password, click here.

Graduate Plus Loan Entrance Counseling

The Federal Government requires that all first time Federal Graduate PLUS Loan borrowers complete an entrance counseling session before they receive any loan proceeds. This session is designed to provide the borrower with important information about the Federal Graduate PLUS Loan program, including your rights and responsibilities as a borrower.

It is important that you complete this session as soon as possible. You may not use your loan as credit against your bill until this requirement is satisfied. Disbursement of your loan funds will not occur before you complete this session.

You can complete Entrance Counseling through www.studentloans.gov - make sure to complete it for the Graduate Plus Loan.

To log into your account, you will need your:

  • FSA User ID and Password - NEW!!!
    • NOTE: This has replaced the 4-digit pin number
    • To create an FSA User ID click here.
      • If you have forgotten your user name or password, click here.