Requirements include the following:

• FAFSA must be filed by student
• Student must pass a credit check - the loan is in the student's name (not in the parent's name) and is NOT a guaranteed student loan – it must be approved by the lender.
• Must be enrolled for at least 6 credits
• We recommend that a student borrow the maximum under the Federal Stafford Loan program first, but this is not required. The Federal Stafford Loan maximum for one academic year is up to $20,500.
• This loan is for graduate students only (must be seeking a graduate degree - i.e. Master's Degree)
• Students seeking a Post-baccalaureate Certification (teacher certification) do NOT qualify for this loan.
• Students must complete a Federal Loan Counseling before the Graduate PLUS Loan can be disbursed (see the Quick Link for Loan Counseling to the left – be sure to use the link for the Graduate PLUS Loan Entrance Counseling).