Federal Direct Loan Entrance Counseling

Entrance Counseling

The Federal Government requires that all first-time Federal Direct Loan borrowers complete an Entrance Counseling session before they receive any loan proceeds. Entrance Counseling educates the student about Direct Loans and their terms, as well as the student’s rights and responsibilities of borrowing them. The Entrance Counseling must be completed by the student, NOT the parent(s).

It is Federal Regulation that Entrance Counseling and the Master Promissory Note (MPN) must be completed so that the student understands the terms of his/her loan and repayment. Until these steps are completed, you will not receive any Federal Direct Loans.

On this page:

How do I complete Entrance Counseling?

Which Entrance Counseling type do I complete?

Step-by-Step Instructions

How do I complete Entrance Counseling?

You can complete Entrance Counseling through studentloans.gov 

To log into your account, you will need your:

NOTE: This is the same FSA user ID and password you used to complete the FAFSA

      • To create an FSA User ID click here.
      • If you have forgotten your FSA user ID or password, click here.
      • Step-by-Step Instructions

What type of Entrance Counseling do I complete?

Undergraduate, first-time Direct Loan borrowers:

      • Make sure to selecting that you are completing counseling as an undergraduate student

Graduate, first-time Direct Loan borrowers:

      • Make sure to selecting that you are completing counseling as a graduate/professional student

Step-by-Step Instructions

    • Log into your account at studentloans.gov using your FSA user ID and password. Read the Disclaimer and click “ACCEPT”.
    • Click on the 2nd link that says “Complete Loan Counseling (Entrance, Financial Awareness, Exit)”.
    • On the next screen, make sure to complete the first option, “ENTRANCE COUNSELING.” Click “START”.
    • Make sure to add Millersville University to the section “Notify These Schools” so that we receive your Entrance Counseling. On the same page, also make sure you are selecting the correct student type (i.e., undergraduate or graduate); then click “CONTINUE”.
    • You should now be at the beginning of the Entrance Counseling. There are 5 easy steps! Make sure that you read the information carefully and answer all questions. If you are unable to move onto the next section, go back and make sure that you have answered each challenge question, clicked on all drop down sections and have filled in all blanks. Note: If you do not know the answers to the green “Check Your Knowledge” questions, the answers will be in the section directly above.
    • Once you have finished each step of the Entrance Counseling, make sure to click “Submit Counseling” so that Millersville receives notification that this step has been completed.