Maintaining Financial Aid Eligibility

Maintaining Eligibility

In order to continue receiving financial aid each semester, you must meet all eligibility criteria. Please see the different circumstances below that may affect your eligibility.

Satisfactory Academic Progress (SAP)

  • The Higher Education Act of 1965, as amended by Congress, mandates that institutions of higher education establish minimum standards of "Satisfactory Academic Progress" (SAP) for students receiving federal financial aid.

  • These standards apply to all Federal Title IV aid programs including the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, TEACH Grant, Federal Perkins Loan, Federal Direct Loans, Federal Direct PLUS Loans and Federal Work-Study.

  • The Satisfactory Academic Progress (SAP) standards apply to all students seeking federal Title IV financial aid, regardless of whether a student has received Title IV financial aid in the past. 

150% Subsidized Usage Limits Apply (SULA)

  • As of July 1, 2013, the Department of Education placed a limit on the maximum period of time (measured in academic years) that a student can receive Direct Subsidized Loans.

  • In general, a student may not receive Direct Subsidized Loans for more than 150% of the published length of their program. This is called the "Maximum Eligibility Period (MEP)". You can usually find the published length of any program of study in your school's catalog.

  • Academic periods attended at different schools may be calculated in your total MEP. See here for examples.

Pell Lifetime Eligibility Used (PELL LEU)

Unusual Enrollment History (UEH)

  • The U.S. Department of Education established new regulations to prevent fraud and abuse of the federal financial aid programs (Federal Pell Grant and Federal Direct Loans) by identifying students with unusual enrollment histories.

  • Some students who have an unusual enrollment history (UEH) have legitimate reasons for their enrollment at multiple institutions. However, such an enrollment history requires our office to review your file in order to determine future federal financial aid eligibility.

  • If selected by the Department of Education (via the FAFSA), this must be resolved before you will receive financial aid.

Aggregate Lifetime Loan Limits (LLR)

  • The federal Aggregate Lifetime Loan Limit puts a cap on the total amount of subsidized and/or unsubsidized loans that you may borrow for undergraduate and graduate study.

  • If the total loan amount you receive over the course of your education reaches the aggregate loan limit, you're not eligible to receive additional loans. However, if you repay some of your loans to bring your outstanding loan debt below the aggregate loan limit, you could then borrow again, up to the amount of your remaining eligibility under the aggregate loan limit.

  • Students cannot exceed the Aggregate Lifetime Loan Limits for the program for which they are enrolled. As students get close to their aggregate loan amounts, the school is notified and required to complete a Loan Limit Review and will contact the student if additional information is needed.

Repeat Courses

  • Repeating courses for a better grade may affect a students eligibility to receive federal aid in future semesters depending on how many times the course is retaken and if the student passed or failed the course.