Federal Direct Loan MPN

Master Promissory Note (MPN)

The Federal Direct Student Loan is a guaranteed student loan (in the student's name).  In order to obtain the Federal Direct Loan, all first-time borrowers must complete the Federal Direct Loan Master Promissory Note (MPN).  This note is valid for a period of 10 years. The Master Promissory Note must be completed by the student (not the parents). 

It is Federal Regulation that Entrance Counseling and the MPN must be completed so that the student understands the terms of his/her loan and repayment. Until these steps are completed, you will not receive any Federal Loans.

How do I complete the Master Promissory Note(MPN)?

You can complete your Direct Loan Master Promissory Note online at studentloans.gov 

To log into your account, you will need your:

NOTE: This is the same FSA user ID and password you used to complete the FAFSA

  • To create an FSA User ID click here.
  • If you have forgotten your FSA user ID or password, click here.


Which MPN do I complete?

Undergraduate students who are first-time Direct Loan borrowers:

  • Make sure to select the option for MPN FOR Subsidized/Unsubsidized Loans

Graduate students who are a first-time Graduate PLUS Loan borrower:

  • Make sure to select the option for PLUS MPN for Graduate/Professional Students

Parents of dependent undergraduates students borrowing the Parent PLUS Loan:

  • Make sure to select the option for PLUS MPN for Parents

Step-by-step Instructions

  • Log into your account at studentloans.gov using your FSA user ID and password. Read the disclaimer and click “ACCEPT”.
  • Click on the 3rd link that says “Complete Loan Agreement (Master Promissory Note).”
  • On the next screen, make sure to click the MPN option that pertains to you. See the section "Which MPN do I complete?" above if you need help determining which MPN is for you! Then click “START”
  • Enter the requested information for the Borrower (Student) and select Millersville from the list of PA schools. Click “CONTINUE”.
  • Provide two personal references. These references are in no way responsible for your loan repayment. Click “CONTINUE”.
  • Review and/or edit the information that you have provided thus far. Once all information is accurate, click “CONTINUE”.
  • Scroll through all sections, read and review the information on the Master Promissory Note (MPN). Once you reach the bottom of the document, under the section “Sign & Submit” you must check the box that you have read and understood the information provided to you; then you will need to enter your legal name in the boxes provided and click “SIGN & SUBMIT”.
  • You will receive a confirmation once your Master Promissory Note (MPN) has been completely submitted.
  • Contact Info

    Lyle Hall, 2nd Floor, Room 241

    Office Hours:
    Standard: Mon.-Fri. 8:00am to 4:30pm (mid-Aug. to mid-May); Summer: Mon.-Fri. 8:00am to 4:00pm (mid-May to mid-Aug.)

    Phone: 717-871-5100                           
    Fax:  717-871-7980 
    Email: fa.mail@millersville.edu

    USPS Mailing Address:
    Office of Financial Aid
    Millersville University
    P.O. Box 1002
    Millersville, PA 17551-0302

    Address for UPS/FedEx:
    Office of Financial Aid
    Lyle Hall, 2nd Floor
    40 Dilworth Rd
    Millersville, PA 17551-0302