Federal Perkins Loans

5% Interest Rate

Federal Perkins Loans are awarded to degree seeking undergraduate and graduate students. These are low interest loans (5%) for students with exceptional financial need with a maximum amount of $3,000 per academic year. To be considered for a Federal Perkins Loan, you must complete the Free Application for Federal Student Aid (FAFSA). The Office of Financial Aid awards Perkins Loans.

Entrance Counseling

Entrance Counseling

Federal regulations require all first-time Federal Perkins Loan borrowers to complete Loan Entrance counseling before receiving your initial disbursement of your loan proceeds.  This process is designed to provide the borrower with important information about the Federal Perkins Loan program, including your rights and responsibilities.

After you are awarded a Federal Perkins Loan, you will receive an email at your Maruader email account stating when you may electronically sign your Master Promissory Note.  You will sign your Master Promissory Note and complete your required Loan Interview and Entrance counseling at It is important that you complete the requested information as soon as possible. You may not use your loan as credit against your bill until these requirements are satisfied. Disbursement of your loan funds will not occur before you complete your paperwork.

BEFORE YOU START, you will need the following information to complete your forms online:

  • Your Social Security number
  • Your driver's license number
  • The complete name, address, and phone number of your next of kin.
  • The complete names, addresses, and phone numbers of two other references.

If you have any questions regarding your Perkins Loan, please contact the Perkins Office at 717-871-5101.

Exit Counseling

Exit Counseling

The Federal government requires that all Perkins Loan borrowers who graduate or drop below half-time enrollment (6 credits per semester) complete an exit counseling session. The session is designed to provide borrowers with important information regarding their rights and responsibilities as well as repayment information.

BEFORE CONTINUING, you will need the following information to complete this session:

  • Your permanent address and phone number
  • Your driver's license number
  • The complete name, address and phone number of your next of kin
  • The complete names, addresses and phone numbers of 2 other references
  • FAFSA pin number (you used this if you submitted your FAFSA form electronically for financial aid). If you do not have a FAFSA pin number, you can get one at If you have an e-mail address, the Department of Education will email your pin number to you.

The E-Exit process will guide you through each section of this session. After you complete your Exit Interview questions, your loan Disclosure Statement will appear. You will see the repayment terms of your loan and where you will make payments after your grace period ends. After you have reviewed your loan disclosure, you may choose one of three options displayed on the bottom of the screen. One of these options will allow you to print your Disclosure Statement and sign your form electronically. If you select Submit to E-Sign your interview and loan disclosure, you will enter your Social Security number, first two letters of your last name, date of birth and your FAFSA Pin number.

When you have entered the required information and it has been accepted, you will get a confirmation page with a confirmation number. You should print this page for your records. At that point, you have successfully completed the session and your information has been sent to the Perkins Office at Millersville University. The Loan Interview and the Disclosure will be stored on Campus Partners' server so you may view these documents at any time at

This E-Exit counseling session is provided by Campus Partners at and is divided into three sections and should only take thirty minutes to complete. You will need to set up a user name and password the first time you log-in to In the future, you can use this site to access information regarding your Perkins loan and update changes to your name and address.

If you have any questions regarding your Perkins loan, please contact the Perkins Office at 717-871-5101.