Federal Direct Loan Entrance Counseling

Entrance Counseling

The Federal Government requires that all first-time Federal Direct Loan borrowers complete an Entrance Counseling session before they receive any loan proceeds. Entrance Counseling educates the student about Direct Loans and their terms, as well as the student’s rights and responsibilities of borrowing them. The Entrance Counseling must be completed by the student, NOT the parent(s).

It is Federal Regulation that Entrance Counseling and the Loan Agreement (Master Promissory Note) must be completed so that the student understands the terms of their loan and repayment. Until these steps are completed, you will not receive any Federal Direct Loans.