Summer Financial Aid

1. COMPLETE THE 2024-2025 FAFSA APPLICATION ONLINE AT STUDENTAID.GOV/FAFSA 
   
   • Recommended Deadline: Before May 1 
   • Final Deadline: Before the end of the academic year or the semester you cease enrollment.
     
     • PA residents will only be considered for a PA State Grant if their FAFSA is completed before May 1.
2. Complete Millersville's Summer Aid Application:
   • Summer 2024: 
     • Paper Application available now.
     • Online application coming soon.
   • Recommended Deadline: June 15
     • If your FAFSA and/or Summer Aid Application is received after June 15th, there is no guarantee aid will be processed by the summer billing due date of July 8th and you will be subject to a Payment Extension Fee from the Office of Student Accounts (OSA) if you do not have a plan in place to cover your charges.
   • Final Deadline: Before the end of the summer term or before you cease enrollment.
3. Ensure you have all other Outstanding Financial Aid Requirements completed
   • Failure to complete other requirements will delay the processing of your financial aid.
   • Recommended Deadline: June 1
4. Ensure you are making Satisfactory Academic Progress (SAP)
   • If you have submitted a summer aid application and it is determined that you are not meeting SAP standards after the end of the 2023-2024 academic year your request for federal aid will be denied.
   • If you are not meeting SAP standards, there are only cash payment or private loan options available. 
5. MAINTAIN specific ENROLLMENT REQUIREMENTS
   • To receive financial aid, students must meet specific enrollment requirements. These enrollment requirements differ depending on the type of financial aid requested; however, all courses typically must count toward a student's Course program of Study (CPOS) and the student must be in a degree-seeking program.
   • Refer to other specific enrollment requirements by aid type in the section below.

Disclaimer: If half-time enrollment is required for the aid program listed below, your status will be determined by the total number of credits you are enrolled in throughout the entire summer semester. Half-time enrollment is defined as 6 credits for undergraduate and post-baccalaureate certification students and 3 credits for graduate and doctoral students.

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PA state Grant

PA State Grants are provided by the Pennsylvania Higher Education Assistance Agency (PHEAA) to undergraduate students.

Applications Needed?

• Complete the FAFSA prior to May 1
• Complete Millersville's Summer Aid Application
• Submit a Summer PA State Grant Application to PHEAA 

Eligibility Requirements:

• Be enrolled at least half-time, in a degree-seeking program; over a minimum five-week period.
• Demonstrate financial need within PHEAA’s pre-determined eligibility range.
• Meet PHEAA’s Satisfactory Academic Progress (SAP)

Impact on Future Eligibility:

• Grants received in the summer will count toward your maximum allowable disbursements for the PA State Grant.
• Students can receive up to 8 full-time payments. If you plan to graduate in four years, applying for the PA Grant in the summer may reduce your eligibility later in your academic career.

Financial Aid Credits & Disbursement:

• If you are approved for a Summer PA Grant, PHEAA will not notify us of the amount you are expected to receive until August. Since bills are due in July, the PA Grant cannot be used as a credit toward your bill.

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Federal Pell Grant:

Pell Grants are provided by the federal government to eligible undergraduate students with a completed FAFSA on file.

Applications Needed?

• Complete the FAFSA
• If you are eligible, the Office of Financial Aid will automatically process a Pell Grant for you in the summer.

Eligibility Requirements:

• Demonstrate financial need within the eligibility range for the Pell Grant, as determined by the FAFSA.
• Be enrolled in a degree-seeking undergraduate program.
• Be taking classes that count toward your Course Program of Study (CPOS).
• Meet federal Satisfactory Academic Progress (SAP)

Impact on Future Eligibility:

• Eligible students can receive up to a full-time Pell Grant for each semester they are enrolled for the academic year.
• Any funds received in the summer will count towards your Pell Lifetime Eligibility Used of up to six years.

Financial Aid Credits & Disbursement:

• Funds can be used as a credit toward bills, but they won’t pay till August. If there’s a change to your enrollment due to not attending, failing, or withdrawing from a course before this date, your grant will be adjusted accordingly.

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Federal Direct Student Loans:

Federal Direct Student Loans are available to both undergraduate and graduate students with a completed FAFSA on file.

Applications Needed?

• Complete the FAFSA
• Complete Millersville's Summer Aid Application
  • You must indicate on your Summer Aid Application if you want to use federal loans in the summer.

Eligibility Requirements:

• Be enrolled at least half-time in a degree-seeking undergraduate or graduate program.
• Be taking classes that count toward your Course Program of Study (CPOS).
• Meet federal Satisfactory Academic Progress (SAP)

Impact on Future Eligibility:

• Students are offered annual loan amounts each year based on their grade level and dependency status.
• If you request to use a portion of your loans in the summer, it will be reduced from your annual eligibility.

Borrowing Wisely:

• Be proactive and effectively manage your loans to ensure they align with your needs across the academic year.
• When you request a portion of your loans in the summer it automatically triggers the processing of your loans for the fall and spring semesters, up to your maximum remaining eligibility.
• It is strongly recommended to select the option to limit your aid to cover your balance due for the summer.
• To reduce your loans in the fall and spring, you will need to request this each semester after your bill is finalized.

Financial Aid Disbursement:

• Funds can be used as a credit toward bills and are scheduled to pay July 10th. If there is a change to your enrollment due to not attending, failing, or withdrawing from a course before this date, your loans may be adjusted.

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Federal PLUS Loans:

Federal Parent PLUS Loans are available for dependent undergraduate students and Federal Graduate PLUS Loans are available for graduate students pursuing a master's or doctoral degree.

Additional Application Needed?

Applications Needed?

• Complete the FAFSA
• Complete Millersville's Summer Aid Application
  • You must indicate on your Summer Aid Application the borrower's intent to apply for a PLUS Loan to use in the summer.
• The appropriate borrower can apply online after May 1st at studentaid.gov/plus-app.

Eligibility Requirements:

• Eligibility is based on whether the applicant has adverse credit within the past year.
• Be enrolled at least half-time in a degree-seeking undergraduate or graduate program.
• Be taking classes that count toward your Course Program of Study (CPOS).
• Meet federal Satisfactory Academic Progress (SAP)

Borrowing Wisely:

• To avoid reducing any potential need-based federal loan eligibility, it is strongly recommended that loans requested for undergraduate students span the entire academic year (05/2024-05/2025).
• Only borrow what you need to minimize potential overborrowing and the amount you’ll repay upon leaving school.
• It is strongly recommended to select the option to limit your aid to cover your balance due for the summer.
• To reduce your loans in the fall and spring, you will need to request this each semester after your bill is finalized.

Financial Aid Disbursement:

• Funds can be used as a credit toward bills and are scheduled to pay July 10th. If there is a change to your enrollment due to not attending, failing, or withdrawing from a course before this date, your loans may be adjusted.

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Private Loans:

Private Loans are available to all students, including those who are non-degree, not making academic progress, and more. Top of Form

Applications Needed?

• Complete the FAFSA
• Complete Millersville's Summer Aid Application
  • You must indicate on your Summer Aid Application your intent to apply for a private loan to use in the summer.
• Research MU’s commonly used lenders on elmselect.com and apply with the lender of your choice.

Eligibility Requirements:

• Each lender has their own specific eligibility criteria that Millersville must confirm you are meeting. Pay close attention to degree, enrollment, and academic progress requirements before applying.
• Approval is based on a credit check completed by the lender. A credit-worthy co-signer may be required.

Borrowing Wisely:

• To avoid reducing any potential need-based federal loan eligibility, it is strongly recommended that loans requested for undergraduate students span the entire academic year (05/2024-05/2025).
• Only borrow what you need to minimize potential overborrowing and the amount you’ll repay upon leaving school.
• It is strongly recommended to select the option to limit your aid to cover your balance due for the summer.
• To reduce your loans in the fall and spring, you will need to request this each semester after your bill is finalized.

Financial Aid Disbursement:

• Funds can be used as a credit toward bills and are scheduled to pay July 10th. If there is a change to your enrollment due to not attending, failing, or withdrawing from a course before this date, your loans may be adjusted.

 

 

Summer Aid Application Processing:

• Summer aid processing is expected to start mid to late May after Satisfactory Academic Progress (SAP) reviews.
• In the meantime, ensure you submit all required applications, complete any necessary requirements, and that your enrollment matches your Summer Aid Application.
• Any aid offered is based on enrollment at the time of processing. If there are changes after aid is processed, updates will not occur automatically. Contact Financial Aid to have your aid re-evaluated and avoid delays in disbursement.

Billing & Disbursement:

• Regardless of the summer session you’re enrolled in, bills are due to the Office of Student Accounts by July, 8^th, 2024.
• Once your aid is processed and you have completed any necessary requirements, some types can be used as a credit toward your bill until it is paid to the University. Refer to the chart below for more details.